Services
Specialist Property Finance Partners
OWN Property Finance Specialists actively seek to uncover and actualise the ultimate potential in the property investment ecosystem.
Our team prides itself in being independent, unbiased property finance advisors. Acting on behalf of our Business Partners and Our Clients to ensure we expose the ultimate solutions in property finance from all South African Banks.
We are compensated by the Banks and therefore can do what we do for our clients at no additional cost to them.
We are your true partners and tenacious deal makers.
Individuals
Individuals or entities considering or purchasing property.
We assist South African and International individuals and entities requiring finance to purchase property in South Africa. We can assist you with the finance required to purchase vacant land, residential or commercial property for personal use or investment purposes.
We handle the admin of your home loan application at no cost to you – we simply scout and guarantee the best deal.
Property and Home Loan Pre-Approval
Helping clients understand their financial standing and the potential loan amount they qualify for.
- What sets us apart is that we meticulously review the client’s credit report, bank statements, and financial documents to provide a more accurate assessment.
- This also includes advice on managing finances effectively to improve loan application success.
- We provide an excellent opportunity to educate clients on their personal financials and how to ensure they make their money work for them.
Property and Home Loan Pre-Approval
For individuals who have found a property and require a loan.
- We guide clients through the process of completing applications and the required supporting documents in compliance with the National Credit Act and bank policies.
- These applications are submitted on your behalf to all banks including your own (ABSA, FNB, NED, SAHL, STD, INVESTEC) to secure the most suitable loan.
Our Satisfied Clients
Real Estate Agencies
In partnership with Real Estate Agents and Agencies, we streamline property finance applications for their clients and submit these applications to all banks.
- This partnership allows agents to focus on property sales while we handle the financial aspects, ensuring the successful conclusion of sales by securing the finance required by their buyers to purchase the property.
- Our team serves as an extension of the agents’ services, offering expert advice and the best mortgage solutions available, enhancing client trust and satisfaction.
- Our commitment to Real Estate partners ensures their buyers stand the best possible opportunity to secure their finance and our agents secure their sales and income.
Real Estate Testimonials
Developers
Assisting development companies in obtaining finance for property development projects, securing their developments end-user finance approvals from banks and assisting their end-users (buyers) with their individual finance approvals required to meet the developers pre-sale requirements.
Development Finance
We can assist developers with their Development finance applications to all banks.
End-user Development Approvals
We work with our developers and their appointed attorney to obtain End-user Finance Approvals from all banks.
End-user Finance Approvals
We work with our developers, their attorneys and property sales team or Real Estate Group to obtain their buyers finance approvals to secure the property being purchased in the development.
Assisting the developer in meeting the pre-sales required by the bank financing the development.
Ensuring the developer can complete the development timeously.
Developer Testimonials
Corporates
Education through Group Employee Benefit programmes.
We partner with corporates by enhancing their Group Employee Benefit schemes. Assisting their employees in understanding the process involved in securing what is possibly their biggest investment – their home.
- We conduct informative workshops on financial literacy, covering credit scores, debt management, and bank assessments for property financing.
- We provide employees considering or purchasing property with Pre-Approvals and Home Loan Applications. Ensuring an impartial and transparent process to assist employees in securing the most suitable home loan to purchase their home or investment property.
Partnership Testimonials
Financial Partners
Our experienced team leverage a strong network of all South African banks to ensure a seamless collaboration in submitting and negotiating your property finance application – always working towards securing the optimal deal for you.
Cost Calculators
Let us assist you in uncovering your home loan, commercial or property investment potential. Find out how much you qualify for based on affordability and calculate the loan amount that fits your preferred monthly repayment plan.